Banking, payments and yield. All in stablecoins.

We build complete financial platforms: multi-currency corporate accounts with IBAN, virtual and physical cards (Visa/Mastercard), unified real-time balance, 1:1 fiat-stablecoin conversion, yield on idle balances, automated reconciliation and regulatory reporting. All under a unified API.

It is a single real-time balance that automatically syncs bank accounts, cards and payments. Funds move seamlessly between fiat and stablecoins, with automated reconciliation and reporting. It eliminates balance fragmentation across different systems.

Yes. We integrate institutional-grade DeFi protocols that enable yield on idle stablecoin balances, with full liquidity and no lock-up periods. Funds are always available to spend or transfer.

Yes. We integrate compliance from the design stage: automated KYC/AML, MiCA compliance (European crypto-asset regulation), PSD2, Travel Rule and jurisdiction-specific regulatory frameworks. Non-custodial architecture with zero counterparty risk and full fund segregation.

A functional MVP with accounts, wallets and basic settlement can be ready in 3-4 months. A complete platform with card issuance, yield, multi-jurisdiction compliance and unified balance requires 6 to 12 months. We work with agile methodology and incremental deliveries.

We build on multiple networks: Ethereum, Polygon, Stellar, Solana and Avalanche. The choice depends on the use case — we optimize for transaction cost, settlement speed and on/off ramp availability in each market. The multi-chain architecture allows adding or switching networks without redesigning the system.

We integrate regulated on/off ramp providers that enable conversion between EUR, USD or GBP and USDC/USDT with aggregated liquidity and 1:1 conversion. End users deposit via bank transfer or card and receive stablecoins in their wallet, or withdraw stablecoins and receive fiat in their bank account. All with integrated KYC.

The client does. Unlike SaaS or white-label solutions, we build custom software. Upon project completion, the client receives full ownership of the source code, complete technical documentation and autonomy to operate, maintain and evolve the platform independently.

Yes. The platform is API-first and integrates with core banking systems, payment processors, virtual IBAN providers, card issuers (Visa/Mastercard) and KYC/AML providers. We design the architecture to connect with the client's existing financial infrastructure, not to replace it.

AES-256-GCM encryption with unique IV per operation, BIP32 hierarchical key derivation with per-tenant isolation, secret custody in HashiCorp Vault, master secret protection with geographically distributed Shamir (3-of-5), and immutable audit logging of all operations. The architecture is prepared for ISO 27001 and SOC 2 certifications.

The platform is designed for multi-jurisdiction operation from day one. We integrate each market's regulatory framework: MiCA and PSD2 in Europe, MSB in the United States, and local regulations in Latin America. Multi-jurisdiction compliance enables scaling to new markets without redesigning the architecture.

The architecture is designed to scale horizontally. It supports from hundreds to millions of monthly transactions, with on-chain settlement in seconds. The key custody system theoretically scales to over 2 billion tenants. We perform load testing and pentesting before every launch.